Back in 1995, Patrick Combs was broke, living in San Francisco with barely $200 in his account. One day, he opened a piece of junk mail and found a “sample” check for $95,093.35. Most people would laugh and toss it aside. Patrick, ever playful, decided to deposit it, thinking the bank clerks would get a kick out of the prank.Ten days later, the impossible happened: the check cleared. Suddenly, Patrick had nearly $100,000 in his account. What began as a joke spiraled into obsession. He called the