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DON'T pay this PENALTY ❌ 🔶 Foreclosure is a process in which a borrower repays his debt in full before the term of the loan ends 🔶This helps in significantly reducing the interest liability and closing the loan account before it's tenure 🔶As per RBI guideline, banks and NBFCs have been instructed to do away with foreclosure/ prepayment penalty on floating interest rate term loans 🔶It has to noted that this applies when loans are given to individual borrowers (with or without co-applicants) f
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