Feb 13, 2019 · The purpose of this paper is to examine the various factors that influence a small and medium enterprise’s (SME) decision to apply for bank loans. Data from survey responses of 145 …

The study contributes to a deeper understanding of the debt financing decisions of SMEs.

Small and medium-sized enterprises (SMEs) face various challenges in obtaining financing from financial institutions, particularly in developing economies.

Aug 30, 2018 · The purpose of this paper is to examine the various factors that influence a small and medium enterprise’s (SME) decision to apply for bank loans. Data from survey responses of 145 …

Dec 26, 2024 · The study was motivated by the importance of SMEs in economic development and employment creation in the country; therefore, access to debt finance from formal financial …

Nov 16, 2024 · This article provides an in-depth review of various SME financing sources, examining the benefits, drawbacks, and impacts of each option, including fintech lending, traditional bank financing, …

This study seeks to shed light on the possible factors that may be able to explain why only a small percentage of SMEs in Malaysia actually seek debt financing through financial institutions despite the …