Hold times at Social Security's 1-800 number averaged 60 minutes last year, during the Biden admin. Under Trump, they top 90 mins.

I think that’s really the biggest concern we all have. Is it gonna be there for me? You hear what Musk and these other people say, and it really makes you wonder.”

Social Security is primarily funded by taxes: Payroll taxes account for 91% of revenue, and taxes collected on benefits account for 4%. So any changes to tax law could indirectly hurt the retirement program by reducing cash inflows. And President Trump has proposed exempting tips, overtime, and benefits from federal income tax.