How do I know which of my investments are better off in my IRA, Roth IRA or brokerage account? -Peter It’s great that you’re considering this – many people overlook the importance of where to hold ...

The owner of a Roth IRA can trade options using funds in the account, but restrictions and risks make the strategy unlikely to meet the objectives of most investors. A Roth IRA is a tax-advantaged ...

Dear Savvy Senior, What are the rules regarding inherited IRAs? My brother and I recently inherited our father’s IRA when he ...

Federal employees can use a new Thrift Savings Plan tool to weigh the tax costs and retirement advantages of moving traditional balances to Roth.

Under the SECURE Act, signed into law in December 2019, most nonspouse beneficiaries must withdraw all the money from an ...

Inheriting an IRA from a parent comes with a unique set of rules. Understanding them can help you make the most of the money ...

Everyone's finances have wrinkles. Debt with very high interest (credit cards with fees of 15-25%) may simply reduce savings at a faster rate than investments increase. Settlement of a high-interest ...

Dr. Stanley’s advice is that the market value of a home should ideally be less than three times the household’s total annual realized income. Even among the affluent ($1M-$10M+), they tend to stay in ...

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Learn clear and simple ways to gift investments to your grandchildren while keeping taxes low. Understand 529 plans, custodial accounts, Roth IRAs, and trusts in one beginner-friendly guide.