Three decades after the first insurance company tied a product return to an index, those now-fully mature indexed products continue to dominate sales, innovation and regulatory discussions. The allure ...

Lawsuits by disgruntled customers unhappy with the performance of their indexed universal life policy are nothing new. Insurance company defendants often allege greedy attorneys and overreaching ...

As people live longer, retirement is becoming much more challenging for financial advisors and their clients as they seek to optimize their “golden years,” enjoy continued good health and implement ...

Along with a baffling rise in post-pandemic mortality rates that has insurers stymied, the number of Americans claiming disabilities has skyrocketed since 2020, adding another puzzling factor that ...

Born in Pakistan, Esfand Dinshaw had a talent and interest in math that set him on a journey that landed him studying actuarial science in Des Moines, Iowa. Four decades later, that journey has taken ...

The latest crisis in home insurance may be all about roof damage claims. In fact, the critical point may already be on top of us, so to speak. “The bottom line is that the frequency of claims ...

National Life Group is one of the oldest mutual insurance companies in the United States, but CEO Mehran Assadi likes to call the insurer, "a progressive mutual." "Basically, it's all about performing ...

An insurtech holding company is seeking a fronting carrier and regulatory approval for a bitcoin-based indexed annuity. BITLYF has spent the past three years developing the product, which gained ...