As of October 15, 2025, the average home equity loan rate is 8.13%, according to Bankrate’s regular survey of rates. The ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

Home equity loan interest rates are on the decline, but is it worth locking one in before the October Fed meeting?

A home equity line of credit (HELOC) is a financial tool that allows homeowners to leverage the equity in their home.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Borrowers will need to be strategic in their approach, and that begins ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. A home equity loan allows you to access the ownership stake you've built in your home to accomplish your financial goals. Home ...