If you’re starting to think about buying your first place but don’t know the difference between home equity and Homer Simpson, don’t worry. You’re not alone. The home-buying industry works differently ...

A first-lien HELOC is a revolving line of credit that replaces your primary mortgage. The loan combines a checking account, mortgage and line of credit. First-lien HELOCs are best suited for ...

Learn how to effectively use a home equity loan, turning the equity in your home into a powerful financial tool for improvement projects, debt consolidation, and more.

If you've been weighing your borrowing options, chances are that you're well aware of how expensive borrowing is overall in today's high-rate landscape. But while rates on credit cards and loans are ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. With your home as collateral, however, and a variable interest rate ...

$11.6 trillion. That's how much home equity was available for homeowners to borrow entering the third quarter of 2025, according to a report released in August. Around 48 million homeowners have ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. You have a home equity ...