The representative APR example gives you an estimate of how much it might cost if you borrowed a certain amount of money. This helps you compare products and provides a guide on how much carrying a ...

First Direct, a digital bank with over 1.9 million UK customers, is set to make a significant change to its savings accounts. From September 1, First Direct account holders will no longer receive ...

First Direct is doubling the interest rate on its regular savings account from 3.5% to 7% on Thursday 1 December. It's the highest rate we've seen on this type of account since 2012. But there are a ...

TROY, Mich.: 11 May 2023 (Updated 20 Sept. 2023) — If there is one silver lining to the constant forward march of inflation and rising interest rates, it can be found in the direct banking sector, in ...

TROY, Mich.: 1 May 2025 — Despite not having branches and interacting with customers primarily through digital channels, direct banks are outperforming traditional retail banks, along with making ...

According to the JD Power 2025 U.S. Direct Banking Satisfaction Study, overall customer satisfaction with direct bank checking accounts is 692 (on a 1,000-point scale), which is 24 points higher than ...