If you want to avoid dealerships and buy from an individual, a private-party auto loan can help Written By Written by Staff Loan Writer, Buy Side Bob Haegele is a staff loan writer at Buy Side ...

Buying a car has become increasingly expensive: The average loan for a new car hit a record $781 in December 2025, according to Edmunds. Used car loan payments are up to $568 a month, a $14 increase ...

Emily Sherman is a staff loans writer for Buy Side, covering personal, auto, student and business loans. She has been writing about personal finance and higher education topics for the past eight ...

Refinancing an auto loan can help you get a lower interest rate, better terms or a lower monthly payment. Having excellent credit can help you qualify for the lowest rates and best terms. In addition ...

Over 20% of new car purchases in Q4 2025 were 84-month financing deals. Consumers are looking to lengthier auto loans to lower monthly car payments, but the combined interest costs drastically ...

Auto loan rates range from below 4% annual percentage rate (APR) to above 14% APR, depending on whether you purchase a new or used car and your financial situation. The best auto loan rates are ...