How many CDs can you have at one bank? Most banks don’t limit the number, but FDIC insurance only covers up to $250K per depositor. Learn more.

Stablecoin users in the United States may soon face a stark regulatory reality: their digital dollars will not enjoy the same federal safety net as bank deposits. The Federal Deposit Insurance ...

On April 9, 2026, the Federal Deposit Insurance Corporation (“FDIC”) issued a Notice of Proposed Rulemaking (the “FDIC Proposal”) to implement the Guiding and Establishing National Innovation for U.S.

For banks seeking a larger share of their commercial customers’ operating cash, new federal deposit rules may help those ...

Legislation relating to the coverage, premium structure, and administration of federal deposit insurance has recently been introduced in both the Senate and House of Representatives. These bills ...

WASHINGTON — Federal Deposit Insurance Corp. Chair Travis Hill on Wednesday said that payment stablecoins will likely not qualify for pass-through deposit insurance in remarks that spanned the ...

Senators Bill Hagerty and Angela Alsobrooks have introduced legislation that would raise the FDIC deposit insurance limit on noninterest-bearing transactions account balances from $250,000 to $10 ...

The Independent Community Bankers of America, the trade association that markets itself as The Nation's Voice for Community Banks, is officially supporting the newest legislation to expand federal ...

The Federal Deposit Insurance Corp.'s Board of Directors Tuesday issued a proposed rule for public comment that would revise how banks must display FDIC signage on digital interfaces and ATMs where ...

The chairman of the U.S. Federal Deposit Insurance Corp. outline a proposed rule his agency is planning to issue that he said will clarify that "pass-through" deposit insurance won't be allowed to be ...