In much of the West, access to credit is taken for granted. Banks rely on long credit histories, stable wages, and government datasets to determine who qualifies for loans. But for billions of people ...

DuPage Credit Union, a member-owned financial cooperative serving more than 46,000 members across Illinois, has partnered with Upstart (NASDAQ: UPST), the leading artificial intelligence (AI) lending ...

The idea of letting artificial intelligence models make lending decisions was once considered risky and prone to error, discrimination, bias, "black box" style obfuscation and lack of explainability.

For decades, the magic credit score number for homebuyers was 620. That FICO score was typically seen as the minimum needed to qualify for a conventional mortgage, a line between who could move ...

Many personal loan lenders look for applicants with good (670 to 739) to very good (740 to 799) and even excellent (800 to 850) credit. However, some lenders, like the ones on this list, still ...

Morningstar Credit Analytics, a wholly owned subsidiary of Morningstar, Inc. (Nasdaq: MORN), today launched a suite of enhancements to its commercial mortgage-backed securities (CMBS) and commercial ...

Bank lending to nonbanks is a shadow network and the next source of systemic risk. Regulators need to keep their eyes on ...

Buy now, pay later loans do show up on consumer credit reports, but they’ll only affect your credit score and are only ...