In February 2026, homeowners insurance averaged $2,424 a year for a $300,000 dwelling nationwide, according to data from Bankrate.

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Ask most people to name a cheap state for home insurance and you'll probably hear Mississippi, Alabama, or some other place where the overall cost of living runs low. It seems like common sense: ...

While home insurance rates have soared over the past few years, there are a few states where homeowners are paying well below average premiums to protect their homes. The national average home ...