Getting car insurance can be challenging if your driving record isn't spotless, you're a new driver or you have bad credit.

We looked across the states to see what the cheapest car insurance is so you can budget for yours accordingly.

Car insurance rates averaged $2,297 annually in early 2026, according to Experian, or about $191 per month For full-coverage ...

Car insurance prices are expected to go up by an average of less than 1% in 2026. That's the smallest year-over-year increase since 2022, before high inflation caused car insurance rates to skyrocket ...

Thirty-nine states saw auto insurance prices fall in 2025, but the most expensive places, including Washington, D.C., and New Jersey, got even pricier. Drawing from Insurify's proprietary database of ...