A large portion of employees withdraw their entire 401(k) balance when they leave a job rather than rolling it over to their ...

A 401 (k) is designed for retirement, not short-term emergencies. The baseline rule is this: withdraw money before age 59½, ...

As of 2025, the average 401(k) balance for Americans in their 50s is around 490,000 dollars. That means a 54-year-old with 4 ...

The rules for these employer-sponsored retirement plans are once again being adjusted a bit to reflect inflation.

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, and portfolio mix still matter.

The SECURE acts introduced several major changes to RMDs over the last few years. The changes impact both retirees and those ...

As retirement nears and the start of 2026 right around the corner, reallocating a 401(k) becomes critical to balance growth, ...

Signed into law at the end of 2022 by President Joe Biden, the SECURE ACT 2.0 was focused on encouraging people to build a larger nest egg for retirement. It includes major changes to 401(k), IRA, ...

For many of us, retirement may seem far away. However, if you ask people who have already retired, many of them will tell you just how fast it can creep up on you. That's why it's important to begin ...